Tax Self-Assessment · SJP Reporting Suite

Personal details

Basic information about you and which sections of the return apply to your circumstances.

Full name

National Insurance number

Tax year

UTR (Unique Taxpayer Reference)

Which income sources apply to you?

Employment income

Salary, wages, PAYE income, benefits in kind

Self-employment income

Sole trader, freelance, consultancy work

Property income

Rental income from UK property

Investment & savings income

Dividends, interest, SJP bond gains

Pension income

State pension, annuity, drawdown income taken

Capital gains

Gains on investments outside ISA, property disposal

Foreign income

Overseas employment, rental, dividends

Employment & pension income

Enter the figures from your P60 (employment) and any pension income received during 2024/25. These will be pre-populated on your return from HMRC records — cross-check these figures against your P60.

Employment income (from P60)

Total pay from employment

SA100 Box 1

Tax deducted (PAYE)

SA100 Box 2

Benefits in kind (P11D value)

SA101 Box 9

Car, medical insurance, accommodation etc.

Employer name

Pension income

State pension received

SA100 Box 5

Full new State Pension 2024/25: £11,502.40

Private pension / annuity income

SA100 Box 11

Drawdown income taken

SA100 Box 11

Gross amount before PAYE deduction

Tax deducted from pension income

SA100 Box 12

Self-employment income

Total turnover / gross income

SA103 Box 15

Total allowable expenses

SA103 Box 17

Business description

Class 4 NIC already paid (if any)

Investment & savings income

Include all taxable investment income. Note: income from ISAs is never included here — it is completely tax-free and does not need to be reported.

Dividends

UK dividends received

SA100 Box 13

From unit trusts, shares held outside ISA. First £500 tax-free (2024/25).

Foreign dividends

SA106

Savings & interest

Bank / building society interest

SA100 Box 17

Gross interest before tax. PSA: £500 (higher rate) or £1,000 (basic rate).

Interest from bonds / gilts / other

SA100 Box 17

SJP investment bond gains

💡 Investment bond chargeable gains If you partially or fully surrendered an SJP Investment Bond this year, you will have received a chargeable event certificate from SJP. Enter the figures from that certificate below. If you only took withdrawals within the 5% allowance, there is no chargeable gain to report this year.

Chargeable gain (from SJP certificate)

SA101 Box 4

Number of complete years held

Used to calculate top-slicing relief

Tax treated as paid on gain

SA101 Box 8

From your SJP chargeable event certificate

Offshore bond gain (IIB/IRIB)

SA101 Box 4

Property income (SA105)

Total rental income received

SA105 Box 20

Total allowable property expenses

SA105 Box 24

Repairs, insurance, letting agent fees (not mortgage capital)

Finance costs (mortgage interest)

SA105 Box 26

Restricted to 20% tax credit — not full deduction

Number of properties rented out

Deductions, reliefs & capital gains

Things that reduce your tax bill — pension contributions, Gift Aid, and any capital gains outside your ISA or pension.

Pension contributions

Personal pension contributions paid

SA100 Box 1 (Pensions)

Enter the net amount you paid (before basic rate relief added by provider). Higher/additional rate taxpayers claim the extra relief here.

Employer pension contributions (info only)

Not deductible by you personally — for annual allowance monitoring only

Gift Aid donations

Gift Aid donations made

SA100 Box 5 (Gift Aid)

Gross amount (what the charity received including basic rate tax). Higher-rate taxpayers claim additional relief on the difference.

Donations to approved charities (non Gift Aid)

Capital gains (SA108)

💡 What needs to be reported? Report gains from: unit trusts held outside an ISA, investment bonds (if CGT applies — rare), residential property sales, business asset sales. ISA and pension gains are completely exempt and never reported. The annual CGT exemption for 2024/25 is £3,000.

Total gains on investments (non-property)

SA108 Box 3

Allowable losses (current year)

SA108 Box 4

Residential property gain

SA108 Box 27

CGT on residential property: 18% / 24% (2024/25 rates)

CGT already paid (60-day returns)

SA108 Box 28

Losses brought forward from prior years

SA108 Box 5

Other reliefs

Business mileage allowance claim

If employer didn't fully reimburse at HMRC approved rates

Professional subscriptions / fees

HMRC-approved professional body memberships

Your estimated tax position

Based on the figures you've entered, here is your estimated 2024/25 Self Assessment liability. These are estimates — your final liability may differ based on HMRC adjustments.

Income tax calculation

SA form reference guide

Important deadlines

Paper return deadline

31 Oct 2025

Online return & payment

31 Jan 2026

1st payment on account

31 Jan 2026

2nd payment on account

31 Jul 2026

⚠ Important disclaimer
This tool provides estimates only and does not constitute tax advice. The calculations do not account for all possible reliefs, surcharges, complex situations, or HMRC-specific adjustments. Before submitting your Self Assessment return, please discuss your tax position with your SJP adviser or a qualified tax adviser. All figures should be verified against official HMRC documents (P60, P11D, chargeable event certificates).